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How Prominent Are Uninsured Drivers In Santa Rosa?

Recently, the consumer finance website called ValuePenguin looked at car insurance data from 2013 that had been collected by the California Department of Insurance. Researchers wanted to know one simple question: which cities in the state have the highest insurance premiums? Because higher insurance rates can equal more uninsured or underinsured drivers among low-income families, we wondered where residents in Santa Rosa stood and how likely running into this kind of motorist would be.

According to the data, people who live in Southern California often pay higher car insurance premiums than residents here in Northern California. Researchers believe this has a lot to do with traffic density and the likelihood of an accident. As readers of our blog know, car accidents can happen anywhere. Fortunately for residents in Santa Rosa, which ranked 72 out of 210 according to ValuePenguin, because of low insurance rates, you may be less likely to run into an uninsured or underinsured driver.

While this may sound like good news, it’s important to keep in mind the problems that can arise when uninsured or underinsured drivers cause a car accident. In many cases, an accident victim is forced to turn to their own insurance provider to help cover the costs that the at-fault driver could not cover. This could add to the already existing frustrations and may even require legal advice as well.

While it’s highly likely that insurance coverage is good here in Santa Rosa, there are always exceptions to the rule. When this is the case, it’s important for people to know that they can seek legal counsel, especially if they require compensation to cover bills associated with injuries or wrongful death.

Source: KPCC Public Radio, “Report: Glendale has the highest car insurance in California,” Wendy Lee, Mar. 11, 2014